The notes are designed for investors who seek an interest rate that is higher than the current dividend yield on the applicable Reference Stock or the yield on aĬonventional debt security with the same maturity issued by us or an issuer with a comparable credit rating. This pricing supplement does not, however, allow you to purchase a note linked to a basket of some or all of the Reference Stocks Participate in any of the three (3) note offerings or, at your election, in two or more of the offerings. Each issue of offered notes is linked to one, and only one, Reference Stock. This pricing supplement relates to three (3) separate note offerings. Single Observation Reverse Exchangeable Notes due April 19, 2012Įach Linked to the Common Stock of a Different Single Reference Stock Issuer Prospectus supplement dated November 21, 2008 and Title of Each Class of Securities Offered